PACE Financing · Renew Financial

$0 Upfront Home Improvements with PACE Financing

Upgrade your roof, HVAC, or attic insulation with no upfront cost. PACE financing is repaid through your property taxes at fixed rates, with approval based primarily on your home equity, plus income verification.

  • $0 upfront to start your project
  • Fixed rates, repaid through your property taxes
  • Approval based primarily on home equity, with income verification
  • For roofing, HVAC & attic insulation — installed by TSR
4.6 on Google · BBB A+ · Enrolled Renew Financial contractor
PACE at a glance

A simpler way to pay for the work.

  • No upfront cost
  • Fixed interest rates
  • Repaid through your property taxes
  • Approval based primarily on home equity
Apply for PACE Financing

Financing provided by Renew Financial, subject to eligibility and approval. See full disclosure below.

How PACE works

From application to your property tax bill — four steps.

  1. 01

    Apply

    Submit a quick application through Renew Financial. There's no upfront cost to start, and approval is based primarily on your home equity, with income verification.

  2. 02

    Get approved

    Once you're approved, you'll receive your available amount and your fixed terms. Nothing is due upfront to begin your project.

  3. 03

    We build it right

    Times Square Remodeling completes your roofing, HVAC, or attic insulation project — licensed, bonded & insured, and backed by our lifetime craftsmanship guarantee.

  4. 04

    Repay through property taxes

    Your assessment is added to your property tax bill and repaid over time at a fixed rate. If you sell, the balance may transfer to the new owner or be paid off.

Our financing partner

An enrolled Renew Financial contractor.

Times Square Remodeling is an enrolled contractor with Renew Financial, a leading PACE financing provider. That means we can offer PACE as a straightforward way to fund efficiency-focused upgrades — without touching your credit cards or home equity line.

Renew Financial offers simple financing for home improvement projects. With Renew's PACE financing, you can make your home more comfortable, safe, healthy, and energy efficient with no upfront cost and then repay as a line item on your property tax bill. For more than a decade, homeowners have trusted Renew Financial to help them afford to make critical home improvements with ease.

CaliforniaFIRST — a Renew Financial program
  • Enrolled, not just aware

    We're an enrolled Renew Financial contractor, so we can walk you through PACE as part of your estimate — not hand you off to a stranger.

  • One accountable team

    The same licensed crew that quotes your roof, HVAC, or insulation project builds it — with PACE handling the financing in the background.

  • Fixed, predictable repayment

    Your assessment is repaid through your property taxes at a fixed rate, so you always know where you stand.

Why homeowners choose PACE

The advantages over a traditional loan.

PACE is structured differently from a bank loan, a credit card, or a HELOC — which is exactly why it works so well for bigger home projects.

  • No upfront cost

    Start your project with $0 upfront instead of a large deposit or a drained savings account.

  • Fixed rates

    Your rate is fixed for the life of the assessment — your payments won't move with the market.

  • Leaves your credit cards & HELOC untouched

    PACE doesn't tap your credit cards or home equity line, so those stay available for other needs.

  • Repaid through your property taxes

    Payments are made through your property tax bill, not a separate monthly loan statement.

  • Tied to the property

    The assessment stays with the home — it may transfer to a new owner or be paid off when you sell.

PACE questions, answered

Straight answers about PACE financing.

Still weighing your options? Call us — we'll walk you through it, no pressure.

Start your no-upfront-cost project

Tell us about your roof, HVAC, or insulation project.

Share a few details and we'll follow up with next steps — including how PACE financing could work for your home. Usually the same day.

  • $0 upfront to start
  • Fixed rates, repaid through your property taxes
  • Lifetime craftsmanship guarantee
(310) 925-8588

Free, no-obligation estimate · Licensed, bonded & insured · CA Contractor License #953868

Ready when you are

See if PACE financing fits your project.

Apply through Renew Financial or request an estimate and we'll walk you through your options — no obligation.

Financing disclosure

Times Square Remodeling is an independent company and is not owned or controlled, in whole or part, by Renew Financial Group LLC. NMLS # 1788120. Times Square Remodeling does not provide financing and is neither a lender nor a broker. Renew's PACE financing is provided by energy finance leader Renew Financial Group LLC in cooperation with local governments sponsors, and financing approvals are subject to underwriting and documentation requirements. PACE financing is available for qualifying roofing, HVAC, and attic insulation projects only.