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PACE Financing for Roof Replacement
PACE (Property Assessed Clean Energy) financing through Renew Financial may be available for qualifying roof replacements. It's a private financing option — not a government program — secured by a lien on your property. Repayment is made through your property tax bill.
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How PACE financing works
PACE financing allows qualifying homeowners to finance energy-efficient home improvements — including cool roofs, HVAC, insulation, windows, and exterior coatings — and repay the cost through their property tax bill over a term of 5 to 30 years. The financing is secured by a lien on the property. Eligibility, terms, and approval are set by the program, and eligibility is confirmed per address.
- 100% financing — no money down
- Repayment through your property tax bill
- Terms from 5 to 30 years
- The lien transfers with the property if you sell
- Eligibility is confirmed per address by the program administrator
Eligible roofing projects
PACE financing may be available for roofing projects that meet energy-efficiency requirements. This typically includes Title 24–compliant cool roofs, reflective coatings, and energy-efficient roofing systems. We help you determine whether your project qualifies and coordinate with the program administrator.
- Cool roofs and Title 24–compliant roofing systems
- Reflective roof coatings
- Energy-efficient roof replacements
- Roofing combined with insulation or air sealing
Cities where PACE is available
Renew Financial lists the City of Los Angeles and Burbank as participating jurisdictions, among others in California. PACE availability and eligibility are confirmed per address by the program administrator — we can help you check whether your property qualifies before you commit to a project.
Important notes about PACE
PACE is private financing secured by a lien on your property — it is not a government grant or subsidy. The lien is recorded against the property and transfers to a new owner if you sell. Repayment is made through your property tax bill, and the assessment may affect your mortgage. We recommend reviewing the terms carefully and consulting your mortgage lender before proceeding.
Frequently Asked Questions
What is PACE financing?
PACE (Property Assessed Clean Energy) is a private financing option for energy-efficient home improvements, including qualifying roof replacements. The financing is secured by a lien on your property and repaid through your property tax bill. It is not a government grant or subsidy.
Is PACE financing available for my roof?
PACE eligibility is confirmed per address by the program administrator. The City of Los Angeles and Burbank are among the participating jurisdictions listed by Renew Financial. Your roof project must also meet energy-efficiency requirements — typically Title 24–compliant cool roofs or reflective coatings. We can help you check eligibility before you commit.
How is PACE repaid?
PACE financing is repaid through your property tax bill over a term of 5 to 30 years. The assessment is added to your property tax statement and is secured by a lien on the property. The lien transfers to a new owner if you sell the home.
Does PACE financing affect my mortgage?
PACE financing is secured by a lien on your property, which is recorded against the title. This may affect your mortgage or your ability to refinance. We recommend reviewing the terms with the program administrator and consulting your mortgage lender before proceeding.
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11684 Ventura Blvd, Suite #858, Studio City, CA 91604
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