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Roof Financing in Los Angeles
A new roof is a major investment — and most homeowners don't have $15,000 to $30,000 sitting in a checking account. We offer two paths to finance your roof replacement in Los Angeles: PACE financing through Renew Financial, and traditional home improvement loans through our lending partners.
CSLB Licensed #953868
California State License Board
GAF Master Elite
Top 2% of roofing contractors
BBB A+ Accredited
Better Business Bureau
Roofing Projects
PACE financing through Renew Financial
PACE (Property Assessed Clean Energy) financing through Renew Financial may be available for qualifying energy-efficient roof replacements — including cool roofs, tile roofs with qualifying underlayment, and insulation upgrades. PACE is a private financing option — not a government program — secured by a lien on your property and repaid through your property tax bill.
- May cover up to 100% of project cost with no money down
- Repayment is made through your property tax bill
- Eligibility is based on home equity, not credit score
- Approval is confirmed per address by the program administrator
Traditional home improvement loans
We also partner with Chase, Wells Fargo, and Foundation Finance for traditional home improvement loans. These are unsecured personal loans or home equity loans with fixed rates and terms set by each lender. You apply directly with the lender, and if approved, the funds can be used for any roofing project — including emergency repairs.
- Fixed rates and terms set by each lender
- Unsecured personal loan or home equity loan options
- Funds can be used for any roofing project
- Approval and terms are set by the lender, not by us
Which financing option is right for you?
The right option depends on your situation. PACE may make sense if you have significant home equity and want repayment through your property taxes. A traditional loan may make sense if you have strong credit and want a fixed monthly payment outside your tax bill. We explain both options clearly and let you decide — we don't pressure you toward either.
Frequently Asked Questions
What is PACE financing for a roof replacement?
PACE (Property Assessed Clean Energy) financing through Renew Financial is a private financing option — not a government program — that may be available for qualifying energy-efficient roof replacements. It is secured by a lien on your property and repaid through your property tax bill. Eligibility is confirmed per address by the program administrator.
Do I qualify for PACE financing?
PACE eligibility is based primarily on your home equity and property tax payment history, not your credit score. The program administrator (Renew Financial) confirms eligibility per address. We can check whether your property is in a participating jurisdiction and help you start the application.
What if I don't qualify for PACE?
We partner with Chase, Wells Fargo, and Foundation Finance for traditional home improvement loans. These are unsecured personal loans or home equity loans with fixed rates and terms set by each lender. You apply directly with the lender, and approval is based on credit and income.
Can I finance an emergency roof repair?
Yes. Traditional home improvement loans through our lending partners can be used for emergency repairs. PACE financing typically cannot be used for emergency repairs because it requires a qualifying energy-efficient product and the approval process takes longer. We can help you understand your options.
Get a Free Roof Estimate
Call now or fill out the form for a free, no-obligation written estimate. We respond within one business day.
11684 Ventura Blvd, Suite #858, Studio City, CA 91604
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